Condo and co-op
Condo and co-op building insurance for shared property and obligations
Master-policy placement for associations and corporations, coordinated with governing documents and actual building exposures.
Condo and co-op programs require a clear distinction between the building entity's property and liability obligations and the insurance maintained by individual unit owners or shareholders.
A fit to explore for
- Condominium associations
- Cooperative corporations
- Residential towers
- Garden-style associations
- Mixed-use associations
Common considerations
- Building and common areas
- Association liability
- Directors and officers where applicable
- Crime/fidelity
- Equipment breakdown
- Umbrella and workers compensation
Questions
A clearer place to begin.
Start with the practical details that shape the application and review.
Does the master policy cover everything inside a unit?
Not necessarily. Governing documents and policy wording determine the association's obligation. Unit owners should review their own coverage with appropriate professionals.
Why review bylaws?
They can help identify property responsibilities, deductibles, insurance requirements, and the relationship between the association and unit owners.
Start a conversation
Send us the risk.
Share the building, occupancy, timing, and current coverage. We’ll review it and come back with the next useful step.