Business
Commercial package and general liability
Insurance that combines property and liability coverage around a business's operations and assets.
A commercial package can combine related coverages, but each one still needs accurate limits, classifications, locations, and business details.
Who this covers
- Building owners
- Property managers
- Retail and service businesses
- Associations
- Other commercial operations that meet insurer requirements
What underwriters look at
- Commercial property
- General liability
- Business income (income interrupted after a covered loss)
- Crime coverage or equipment breakdown (coverage for certain mechanical or electrical failures)
- Policy changes required by contract
Common questions
Is a package the same as a business owners policy?
Not necessarily. A business owners policy (BOP) is one packaged form for qualifying businesses. Other commercial packages may combine coverage differently based on the insurer and business details.
Does general liability cover every lawsuit?
No. Coverage depends on the claim, policy wording, exclusions, limits, endorsements, and applicable law.
Start a conversation
Tell us about the business.
Share the details and current coverage you already have. We’ll tell you what else is needed.