ZZieglerBrokerage

Professional liability

Errors and omissions

Professional-liability coverage for eligible firms whose services or advice can create financial-loss allegations.

E&O underwriting focuses on the services provided, contracts, controls, clients, prior acts, claims, and the requested retroactive and reporting structure.

A fit to explore for

  • Property managers
  • Consultants
  • Professional service firms
  • Eligible real-estate operations
  • Other advice-based businesses

Common considerations

  • Covered professional services
  • Claims-made reporting
  • Retroactive date
  • Contractual liability
  • Defense and limit structure

Questions

A clearer place to begin.

Start with the practical details that shape the application and review.

Is E&O occurrence-based?

Many E&O policies are claims-made, but the actual form controls. Reporting requirements and retroactive dates require careful review.

Does general liability replace E&O?

Usually not. General liability and professional liability address different allegations and contain different terms.

Start a conversation

Send us the risk.

Share the building, occupancy, timing, and current coverage. We’ll review it and come back with the next useful step.